Medical Insurance Bureau

The Policy we at MIB can provide for your Practice is designed to meet the specific requirements of the modern General Practice. Our Policies have been developed over many years to reflect the changing demands of the profession. The exclusive covers, services offered and pricing have been specifically designed to suit the needs of your Practice using our knowledge of the insurance industry and its most reputable suppliers.

Our Policies, tailored specifically to your requirements can include the following key features:

- Jury Service paid at 1/250 annual salary per day for all staff (unlimited duration)
- Full and partial tax inspection cover, PAYE enquiries and VAT inspections
- Public Liability £2,000,000
- Employers Liability £10,000,000
- Business Interruption up to £1,500,000 (12 month Indemnity period covering revenue and costs of working)
- Legal cover £250,000 (per any one claim - unlimited amount of claims)
- Excess is £50 for glass claims, £1,000 for subsidence, £100 for all other claims
- Drugs cover £10,000
- Vaccines cover £10,000
- Stock in trade (bandages, etc) £5,000
- Cash £5,000 (in a petty cash tin £500)
- Staff dishonesty included with £10,000 limit
- Personal Accident cover (£20,000 benefit)
- Personal belongings cover (£750 per person)
- All contents covered on an all risks basis (covered away from the surgery)
- Dedicated surgery wording only offered to GP practices
- Claims service with in house claims handler